Upcoming Workshop Date:
Zoom Online:
Thursday, 24th September 2026 - 8:00 PM to 10:00 PM
A free 2-hour live online workshop for your financial liberty journey.
Literacy. Liberty. Purpose.
Discover The Financial Liberty Mindset Everyday Singaporeans & Professionals Use To Grow Their Money, Retire Safely, And Live Purposeful Lives.
Complex financial literacy frameworks & money habits turned simple & easy, proven roadmaps, helping people turn their financial situations around, and to some, retiring 3 - 5 years earlier.
3–5
Years Of Earlier retirement targeted
4.9/5
Participant rating
Kim Peng’s Work Has Been Seen In:
Kim Peng’s Work Has Been Seen In:
For Everyday Hardworking Professionals
Hear Their Stories:
Who Is Suitable To Join?
Everyone comes with the same question: where does my money actually go, and will it be enough? Whether you're employed, running a business, raising a family or nearing retirement, if you work hard for your money, this workshop is suitable for you. Find yourself below:
01
Working professionals
You work hard for your money, now learn how to make your money work hard for you. This is for everyday professionals ready to be equipped with the financial literacy to grow what they earn.
Install the financial literacy mindset that turns hard-earned income into real, compounding wealth
Build better money habits and stop the month-to-month drift
Walk away with practical tools and strategies to manage and grow your own finances, with clarity, before the next decade passes
02
Financial professionals
You're good with numbers at work, banking, accounting, finance. But managing the company's money and managing your own are two different skills, and only one of them was ever taught.
Discover the personal finance foundations that even finance careers don't cover
Learn simple, plain-language frameworks you'll grasp in one sitting, no jargon, no complexity
Apply the same mindset and habits to your own hard-earned money first
03
Families and pre-retirees
Money matters affect the whole family. Learn how to handle your family's money well, take care of today, get ready for retirement, and help your kids pick up good money habits early.
Husband and wife managing money together, one plan for the whole family
Parents who want their kids to grow up knowing how to handle money
Nearing retirement and want peace of mind that the years ahead are taken care of, it's not too late to start
04
Business owners and the self-employed
Running a business means money is always moving, in, out, up, down. And here's the thing: being good at making money doesn't mean anyone taught you how to manage it. Whether you're just getting by or earning very well, the knowledge is the same, and it's learnable.
Business owners who want to manage their money as well as they run their business
High earners who make good money but want to know it's actually growing, not just passing through
Freelancers and the self-employed with up-and-down income who want steady money habits and peace of mind
The problem
EVER FELT LIKE THERE'S NEVER ENOUGH?
Question:
"Whenever your salary comes in, who gets paid first?"
Here's what normally happens:
01
The salary disappears first
Bills, mortgage, children, food, loans. Whatever survives the month gets called "savings", until the next big-ticket purchase resets it to zero.
02
A mindset of lack
And when every salary vanishes into those payments first, month after month, you start believing there's never enough. That's how making ends meet stops being just a money problem, it becomes a money-mind problem, and it follows you no matter how much you earn.
03
A wall of jargon
Charts, ETFs, bonds, risk analysis, it can all feel overwhelming when nobody ever explained the basics to you. Without the foundations, it's hard to know what you actually need, what questions to ask, or how to manage your money yourself. But once you know your stuff, every money conversation gets easier, and you know exactly what you want, and what you don't.
And that's why there's this saying:
钱不够用
"There's just never enough."
It's not your fault. Financial literacy was never taught to any of us, not in school, not at home.
The SOLUTION
The 2 Missing Pieces To Financial Liberty
Learning about money usually comes in halves, you pick up tips on what to do with it, or you get inspired to change, but rarely both together. This workshop was built to complete the puzzle: the right money mindset first, then the simple tools to act on it.
The INTERNAL
The 'Money-Mind'
Before any tool makes sense, you need clarity about the person holding the money: you. This half breaks the "never enough" cycle and builds what we call money intelligence.
Your Money Personality
Spender, saver, planner, status buyer? Discover which of the 6 money personalities you are, and work with your pattern, not against it.
Your Money Mindset
Shift from "never enough" to how wealth-builders think. Money isn't about wealth, it's about choices.
Your Money Habits
It's less about how much you earn, more about what you do every payday. Starting with the one habit that changes everything: pay yourself first.
The EXTERNAL
The 'Money-Tools'
Once the mind is right, the tools make sense. Plain language frameworks you can use the same week.
The $3-Dollar Concept®
Every dollar has one of three jobs: today, tomorrow, or your dreams. Get the order right and "never enough" starts to disappear.
The 3-Account Cashflow System
Organise your money so saving happens automatically and you always know where it went.
The 5 P's of Financial Independence
One simple picture of your whole financial life, working years, retirement, and beyond.
The Rule of 72
The framework that shows how long your money takes to double. No calculator needed.
FINANCIAL LITERACY WORKSHOP
Liberating everyday Singaporeans for 15+ years.
Every cohort brings together everyday Singaporeans and professionals, people from all walks of life who work hard for their money and want it to work harder for them. Different starting points, same journey: learning the mindset, habits and foundations to take charge of their own finances.
In their own words
What our graduates say
I was strongly recommended to take this course because they told me it is a life changing experience. It is very systematic.
The 3-Dollar concept today is what got me excited because it is simple and easy to understand. A lot of people that I have met, they should not be doing what they are doing, if they had known the 3-Dollar concept. Many spent on luxuries before planning for the future.
It has been a great learning experience with many good angles presented and offers us a different perspective from other training.
Donna Seow
Masterclass participant
I joined the class after hearing so many positive reviews, and it truly lived up to the praise. The course was very enriching. Kim Peng generously shared his personal models and frameworks, delivering powerful concepts in such a concise and effective way.
I walked away with valuable takeaways for both insurance and investment, and I’ve already started applying some of the concepts right after the class! A big thumbs up to Finerty. This is definitely a must-attend programme!
Joycelyn Yuen
Masterclass participant
“Courageously bold, sincerely encouraging, and authentically refreshing. Finerty values a measured and thoughtful approach to the work that we do by questioning long-held assumptions that we work from, to craft a solid and sound scaffold on which to build a fluid, yet coherent framework for any serious practitioner worth their weight in salt.”
Industry practitioner
Finance professional
The 3-Dollar Concept is very easy to grasp, and the punchline that Kim Peng mentioned helped a lot with the security type of money personality.
I like the flight analogy about investments with my peers. I will definitely implement the flight analogy, the Journey of Health and Wealth frameworks and also the 3-Dollar Concept. So overall, I really learned a lot from this course.
Cristelle Lim
Masterclass participant
Good experience in working with them as a program partner. Very helpful. Equally positive experience in attending their classes. The trainer, Kim Peng was very knowledgeable & I learned alot from him. Overall recommended.
Muhammad Firdaus
Google review · Local Guide
I had a great experience with Finerty Academy. The lessons were clear, practical and easy to follow. I learned a lot and would definitely recommend it.
Ray Ting
Google review
THE TRAINER
Meet Your Trainer Chua Kim Peng
Lead Trainer & Co-Founder, Finerty Academy · Architect of the KASHGROWTH® framework
Kim Peng knows what it means to work hard for money.
A Banking and Finance degree and two decades in finance taught him one thing: nobody is ever taught how to manage it.
So for over 15 years, through Finerty Academy ('Financial Liberty'), he's educated everyday Singaporeans who work hard for their money, teaching them the mindset, habits and financial literacy to make their hard-earned money work harder for them, so they can have more choices in life.
“We don't just talk about financial freedom. We equip you to live it.”
NEXT COHORT · ADMISSIONS OPEN
Financial liberty for all.
Two hours, live, free. Leave with the financial literacy mindset, money habits and foundations nobody taught you in school, so you can manage your own finances better, for life.
SESSION PARTICULARS
01
Format
Live online
2 hours, camera optional
02
INVESTMENT
Free
03
NEXT COHORTS
Fortnightly
Weekday evenings, SGT
04
LANGUAGE
English
Financial literacy, taught plainly. An academy for everyday Singaporeans and professionals building toward a better financial future.
Finerty Academy is an education company. All content on this page and in our workshops, including frameworks, examples, and case studies, is provided for general educational and informational purposes only. Nothing here constitutes financial, investment, legal, or tax advice, or a recommendation to act on any product or plan, and no advisory or client relationship is created by registering for or attending our programmes. For advice on your personal circumstances, please consult a qualified professional. Any examples or outcomes mentioned in our content or by participants are illustrations of framework mechanics and individual experiences, not guaranteed outcomes. Testimonials reflect individual experiences; results vary and depend on each person's effort, circumstances, and factors outside our control. Content is provided "as is." While we take care to keep it accurate, Finerty Academy accepts no liability for decisions made or actions taken in reliance on it.
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